After WeChat and Alipay generally became the mainstream payment for the daily transactions of the people, many merchants had a headache for the opening of various payment models. In the face of the objective demand for small and micro customers to collect and settle accounts, Minsheng Bank Suzhou Branch Innovation continued to launch mobile payment products “smart POS”.

The intelligent pos integrates multiple payment methods on the offline line to support the download of mainstream Internet applications, meets the mainstream demand of mobile payment and Internet marketing for small and micro businesses, and provides a free and open Internet interface to enable customized industrial application financial services. Can be widely used in chain supermarkets, catering and entertainment, logistics and other industries.

Full support for offline and online mainstream payment methods

At present, it supports traditional credit card, APPLE PAY, WeChat payment, Alipay payment, QQ wallet payment, Jingdong wallet payment, UnionPay cloud flash payment and other integrated payment methods. Merchants no longer need to place various payment devices on the checkout counter.

Safe and secure funds

The Internet POS provided by the third party in the market often has the risk of clearing the clearing, the clearing funds are not guaranteed, and the different channels such as WeChat payment and Alipay payment, the fund clearing party is different, the merchant is difficult to distinguish the fund risk; the people's live intelligent POS all channels clearing the funds Liquidation by Minsheng Bank ensures the safety of merchant funds.

High terminal security and good user experience

The intelligent POS products produced by the first-line terminal manufacturers monitored by UnionPay have complete professional certification and reliable and reliable transactions. The terminal is deeply customized based on Android, integrated with high-definition camera, fast scan code, NFC, IC/magnetic stripe card reader, high-definition screen. And virtual password keyboard, smart POS user experience is better than traditional POS and MPOS, representing the development trend of future POS.

Real-time trading voice broadcast, SMS acceptance is safer

“In the past, we needed to use different payment platforms to collect and reconcile the accounts. Now we have “smart POS”. After the customers consume, they have real-time voice announcements, as well as SMS notifications. After the end of business, they use a platform to reconcile and export business reports. More convenient, accounting is saved." Merchant owner Ms. Chen said. It is understood that "smart POS" can be used for real-time WeChat, Alipay, offline credit card and other consolidated payment reconciliation query summary and statement download.

It is worth mentioning that after the payment is successful, the merchant can also receive SMS notifications to effectively avoid mis-collection. At the same time, the product supports refund operations, and account management is convenient and efficient.

Multi-store management, lower rates and save money

In order to comply with the "Internet +" trend, Minsheng Bank has innovated and developed "smart POS" that meets the development trend of mobile payment.

"In addition to the advantages of convenient collection and security, the 'Smart POS' line has a low card processing fee rate, and high-quality customers can apply for preferential rates. The flat rate for WeChat and Alipay scanning code is 0.35%. It is twice the official rate of 0.6%. In addition, 'Smart POS' also supports setting up the head office administrator, which can effectively check the performance of multi-store clerk, such as direct sales stores and franchise stores.” The relevant staff of Minsheng Bank Suzhou Branch introduced. This is conducive to the realization of multi-store management by business owners, saving costs.

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